Real Estate

Investment Loan

Author: admin

The Importance of Research and Financing to Property Investment Buying

Property investment buying is one of the best ways to make money in real estate. It offerslong-term investments, as well as a stable and continuous source ofincome. Buying houses for investment purposes can also give you theopportunity to enjoy non-traditional jobs such as renovating distressedand old homes for profit. However, investing in real estate is not a “get rich quick”strategy. It requires hard work and dedication on the part of theinvestor. You also have to do your homework to make sure that you willget the results you are expecting when you started out in the realestate business. Before buying investment properties ,it would be wise to conduct some research on the nature of real estateinvesting first. Just like in any other business, you have to learn thenuts and bolts of your chosen career because jumping in the middle ofthings will make your life as a real estate investor very complicated. Learn the latest market trends so you can use it to your advantagewhen going on a property investment buying spree. Joining real estateinvesting clubs and getting acquainted with people who shares the samepassion in life with you can definitely help. It is because they canprovide practical hints and tips on real estate investing that youwon’t get by reading instructional materials alone. If you are keen on pursuing a career in real estate investing, youmight also want to check your finances. Always remember that the amountof money you possess can determine the type of investment propertiesyou can buy. If you don’t have sufficient cash flow, it might bedifficult for you to make offers to motivated home sellers or findhouses that you will flip or rehab. Fortunately, there are ways to obtain funds if you don’t have a goodamount of ready money on hand. You can ask banks and other lendinginstitutions for help provided that you have a good credit history anda proof that you are capable of repaying your mortgages. If you want to try property investment buying but you can’t qualify for a bank loan, you can secure hard money loans instead. A hard money loan is perfect for real estate investors sinceit is a type of asset-based financing in which a collateralizeproperty’s value is used to assess a loan application instead of theborrower’s credit history. Doing your “homework” is indeed one of the secrets to become asuccessful real estate investor. Meanwhile, if you want to learn moreabout property investment buying , visit www.Rehab-Real-Estate.com .

Ever Been to Mexico? $6.02 …

The Last Dance $4.95 …

Ever Been to Mexico? $5.34 …

Calculated Industries 3430 Qualifier Plus IIIFX Real Estate Finance Calculator $49.95 Advanced Residential AND Commercial Real Estate Finance Calculator!The Qualifier Plus IIIFX is the ideal tool for real estate investors and agents. In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Provide fast and accurate investment solutions, without c…

Calculated Industries 43430 Desktop Qualifier Plus IIIFX DT Real Estate Finance Calculator $69.95 Advanced Residential AND Commercial Real Estate Finance Calculator – Desktop Model! The Qualifier Plus IIIFX DT offers all the features of the hand-held calculator in a convenient desktop model. Large keys and an easy-to-read, adjustable display make it perfect for office use. Gain instant access to PITI and Interest-Only Payments or figure out the Blended Rate and Payment for Combo Loans. Solve y…

Calculated Industries 3430-KITMG Qualifier Plus IIIFX Mortgage Success Kit $59.99 The Success Kit – Commercial Investment – is a convenient, carefully assembled package that combines the Qualifier Plus IIIfx mortgage calculator with a Quick-Start Tutorial CD and a comprehensive workbook. In addition to common and advanced real estate finance problems, the workbook covers calculation of multiple cash flows, IRR, NPV and NFV and more…

Vintage 1940s Banks & Banking Industry Films DVD: Classic Money, Loans, Credit, Personal Finance, Checking & Savings Account Movies $12.99 This is a unique compilation of 3 vintage banking industry films from the 1940s that explore many outdated techniques and technologies of the banking industry. You can’t find this DVD anywhere else! Table Of Contents: (1) Using the Bank (1947) – This film shows the age before computer technology and automated services in bank. Remember when you couldn’t just look online to check your balances, int…

2008 Global Conference: What’s the Rate of Return on Your Philanthropy? $29.95 When you invest, you look for the best returns. When you donate, shouldn’t you also look for the best return on your funds? Increasingly, foundations and high-net-worth individuals are taking an entrepreneurial approach to philanthropy. They use new technology to research and evaluate partners. They provide capital to organizations through loans and investments as well as traditional grants. They …

Savingmoney $79.00 Savingmoney. I made millions over the years.I had a accident,and lost everthing.I Was homeless. the dvd i did,/ It took on a life of it own-/like i said /As soon as you watch it,you will start saving money!/if your loseing money now?what do you have to lose. now remenber iam not a perfessional?iam you.i will make you buy the car you want,or buy the close for your kids,or eat alittle better,this is…

Victor 1530-6 Desktop Calculator 10-Digit Fluorescent Two-Color Printing Clock/Calendar Displays $157.90 Victor 1530-6 Desktop Calculator 10-Digit Fluorescent Two-Color Printing Clock/Calendar Displays…

106 Mortgage Secrets All Borrowers Must Know: But Lenders Won’t Tell $6.87 One of America s top real estate authorities explains the inside secrets of the mortgage business Each year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you won t be one of them with Gary Eldred s 106 Mortgage Secrets All Homebuyers Must Learn But Lenders Don t Tell. Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, you ll have the confidence and the knowledge to: Increase your borrowing power Get the lowest interest rate Understand ARMs Cut the cost of mortgage insurance Save big with seller financing, foreclosures, and REOs Perfect your credit profile Avoid getting taken by the fine print Get maximum return on your home investment There s no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should know especially the 106 secrets lenders don t want to reveal.

Advances in Corporate Finance And Asset Pricing $133.98 1. Introduction (L. Renneboog) Part 1: Corporate restructuring 2. Mergers and acquisitions in Europe (M. Martynova, L. Renneboog). 3. The performance of acquisitive companies in the US (K. Cools, M. v.d. Laar). 4. The announcement effects and long-run stock market performance of corporate spin-offs: The international evidence (C. veld, Y. Veld-Merkoulova). 5. The competitive challenge in banking (A Boot, A. Schmeits). 6. Consolidation of the European banking sector: Impact on innovation (H. Degryse, S. Ongena, M.F. Penas). Part II: Corporate governance 7. Transatlantic corporate governance reform ( J. McCahery, A. Khachaturyan). 8. The role of self-regulation in corporate governance: evidence and implications from the Netherlands (A. de Jong, D. Dejong, G. Mertens, C. Wasley). 9. Shareholder lock-in contracts: Share price and trading volume effects at the lock-in expiry (P.P. Angenendt, M. Goergen, L. Renneboog). 10. The grant and exercise of stock options in IPO firms: Evidence from the Netherlands (T. v.d. Groot, G. Mertens, P. Roosenboom). 11. Institutions, corporate governance and firm performance (J. Grazell). part III: Capital structure and valuation 12. Why do companies issue convertible bonds? A review of the theory and empirical evidence (I. Loncarski, J. ter Horst, C. Veld). 13. The financing of Dutch firms: a historical perspective (A. de Jong, A. R??ell). 14. Corporate financing in the Netherlands (R. Kabir). 15. Syndicated loans: Developments, characteristics and benefits (G. van Roij). 16. The bank’s choice of financing and the correlation structure of loan returns: loans sales versus equity (V. Ioannidou, Y. Pierides). 17 Shareholder value and growth in sales and earnings(L. Soenen). Part IV: Asset pricing and monetary economics 18. The term structure of interest rates: An overview (P. de Goeii). 19. Incorporating estimation risk in portfolio choice (F. de Roon, J. ter Horst, B. Werker). 20. A risk measure for retail investment products (T. Nijman, B.

Annual Report … Showing the Condition of State Banks, Savings Banks, Trust Companies and Loan and Investment Companies … Building-Loan Association $28.75 This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR”d book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Annual Report … Showing the Condition of State Banks, Savings Banks, Trust Companies and Loan and Investment Companies … Building-Loan Association $28.75 This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR”d book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Annual Report … Showing the Condition of State Banks, Savings Banks, Trust Companies and Loan and Investment Companies … Building-Loan Association $28.75 This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR”d book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Annual Report … Showing the Condition of State Banks, Savings Banks, Trust Companies and Loan and Investment Companies … Building-Loan Association $31.75 This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR”d book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Annual Report … Showing the Condition of State Banks, Savings Banks, Trust Companies and Loan and Investment Companies … Building-Loan Association $27.75 This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR”d book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Annual Report … Showing the Condition of State Banks, Savings Banks, Trust Companies and Loan and Investment Companies … Building-Loan Association $25.75 This is an EXACT reproduction of a book published before 1923. This IS NOT an OCR”d book with strange characters, introduced typographical errors, and jumbled words. This book may have occasional imperfections such as missing or blurred pages, poor pictures, errant marks, etc. that were either part of the original artifact, or were introduced by the scanning process. We believe this work is culturally important, and despite the imperfections, have elected to bring it back into print as part of our continuing commitment to the preservation of printed works worldwide. We appreciate your understanding of the imperfections in the preservation process, and hope you enjoy this valuable book.

Banker $7.99 When young investment banker Tim Ekaterin becomes involved in the cutthroat world of thoroughbred racing, he finds his life in business blown to smithereens. For suddenly the multimillion-dollar loan he arranges to finance the purchase of a champion racehorse is threatened by an apparent defect in the animal. Then, as Tim desperately searches for answers, he falls headlong into a deadly deal of violence and murder.

Basics of Mortgage-Backed Securities $164.37 The purpose of Basics of Mortgage-Backed Securities is to provide readers with a fundamental understanding of mortgage securities as an integral part of investment in fixed-income securities. The second edition of this MBS classic provides the latest information on the U.S. residential mortgage market, adjustable-rate mortgages and mortgage pass-throughs, relative value analyses and performance characteristics. Dr. James Hu discusses the major changes within the mortgage market that may affect the fundamentals of mortgage securities. Some of these are: the recovery of the REMIC market after its collapse; the flourish of private-label securities; the growth of equity loan-backed securities and its establishment as a member of the fixed-income securities family. Also included are additional historical data for all exhibits. Mortgage pre-payment, dollar rolls, and private-label mortgage-backed securities are also addressed.

Buying Real Estate Foreclosures $22.95 The latest, most up-to-date information on one of the hottest real estate investment opportunitiesSavvy real estate investors are ready to take advantage of rising foreclosure rates, but need expert guidance to navigate this profitable market sector. This fresh update of Buying Real Estate Foreclosures gives you all the information needed to find and finance bargain properties from banks, savings and loan companies, public auctions, government agencies, or any other source. Full of handy resources-worksheets, checklists, sample documents, and more-this is a reliable, profitable guide for experienced and first-time investors alike.

Calculated Industries 3430 Qualifier Plus IIIFX Real Estate Finance Calculator $139.9 Advanced Residential AND Commercial Real Estate Finance Calculator! The Qualifier Plus IIIFX is the ideal tool for real estate investors and agents. In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV). Provide fast and accurate investment solutions, without complicated formulas. Gain instant access to PITI and Interest-Only Payments or figure out the Blended Rate and Payment for Combo Loans. Solve your Commercial Investment deals with the Cash Flow, IRR, NPV and NFV functions. The Qualifier Plus IIIFX helps you: ? Pre-Qualify Clients Quickly Easily! ? Solve Real Estate Finance Problems ? Close More Home Sales ? Enhance Professionalism Cash Flow, IRR, NPV and NFV Versatile Buyer Pre-Qualifying For Conventional and FHA/VA Loans Various Payment Solutions P I, PITI, Total and Interest-Only Payments Calculate Combo Loans 80:10:10 and 80:15:05; Loan comparison to PMI loans with blended payment and rate Complete Taxes, Insurance and Mortgage Insurance For True PITI Payments Automatic Sales Price Down Payment Calculations LTV function for quick purchase and refinance decisions Complete Amortization, Balloon Payments Bi-Weekly vs. Monthly Loan Comparisons Simplify Complex ARMs – Including Lifetime Cap Find APR Quickly fill out a Truth Lending Statement Rent vs. Buy Solutions and Estimated Tax Savings Built-in Date Math Function Closing and Expiration Dates Triple Zero Key Saves Time and Keystrokes Works as a Standard Calculator Durable and Portable Protective Slide Cover Quick Reference Guide Full-Sized User’s Guide Pocket User’s Guide Long-Life Batteries Full 1-Year Warranty

California Real Estate Law $5.99 Known for its accessible approach to real estate law and comprehensive state specific information, this introductory text is a favorite with California Broker candidates. The text explores the latest legal trends, including usng the Internet in practice, consumer protection, and markng liability. Chapters include: * Introduction * Lesson Assignments * Chapter One: Nature and Cycle of California Real Estate Finance. * Chapter Two: Money and the Monetary System * Chapter Three: Fiduciary Sources For Real Estate Finance. * Chapter Four: Semifiduciary and Nonfiduciary Sources for Real Estate Finance. * Chapter Five: Conventional, Insured and Guaranteed Loans. * Chapter Six: Federal and State Financial Regulations and Lending Programs. * Chapter Seven: Junior Real Estate Finance * Chapter Eight: Contemporary Real Estate Finance * Chapter Nine: Instruments of Real Estate Finance * Chapter Ten: Real Estate Loan Underwriting * Chapter Eleven: Processing Real Estate Loans * Chapter Twelve: The Secondary Mortgage and Trust Deed Markets. * Chapter Thirteen: Defaults and Foreclosures * Chapter Fourteen: Investment Financing Strategies * Chapter Fifteen: Mathematics of Real Estate Finance * Exams and Answer Keys (PIN Access Only)

California Real Estate Practice $118.56 Building on industry fundamentals, this new edition provides the skills a student needs to build a sucessful real estate practice. The text explores issure facing professionals, including advertising, qualifying prospects, loan applications, investment analysis, competitive market analysis, and using the Internet in practice. (493 pages, 2004 copywright.) Chapters include: * Instructor Note * Student Enrichment Exercises * Power Point Presentations * Chapter 1: Getting Started in Real Estate * Chapter 2: Ethics, Fair Housing and Trust Funds * Chapter 3: Mandatory Disclosures * Chapter 4: Prospecting * Chapter 5: Listing Presentation Package * Chapter 6: Listing Presentations * Chapter 7: Servicing The Listing * Chapter 8: Advertising * Chapter 9: The Buyer and The Property Showing * Chapter 10: Obtaining the Offer and Creating the Sales Agreement * Chapter 11: From Offer To Closing * Chapter 12: Real Estate Financing * Chapter 13: Escrow and Title Insurance * Chapter 14a: Taxation * Chapter 14b: Taxation (cont.) * Chapter 15: Property Management and Leasing * Chapter Quiz Answer Keys * Mini Quizzes for All Chapters * Mini Quiz Answer Keys

Capital Investment & Financing: A Practical Guide to Financial Evaluation [With] $84.89 The requirement to maximise value for shareholders is at the core of any corporate investment or financing decision. The intrinsic value of proposed investments should be assessed before deciding how much capital to allocate; the benefits and risks associated with each available source of finance should be considered when capital is being raised; and capital, and any associated financial risks, should be managed in a way that continues to maximise value. At every stage, an analysis should be carried out to ensure the decision is optimal for shareholders and other capital providers. This book provides practical guidance on the application of financial evaluation techniques and methods (mainly covered in Appendices), as well as comprehensive coverage of traditional corporate finance topics, discussed in the context of capital investment, raising and management and financial risk management (using derivatives). Models, formulae and other quantitative techniques are illustrated in over 100 examples (using only basic mathematics). Topics discussed include the following: * business appraisal using financial ratios * corporate valuation (mainly discounted cash flow and real options) *investment appraisal techniques * acquisition structuring and evaluation * the nature of loans and loan agreements * features and pricing of bonds (straight and convertible) * leasing (including leveraged leasing) * equity raising (Initial Public Offerings) * long and short term capital management * basic pricing of derivatives (forwards, futures, options, swaps) * interest rate and currency risk management using derivatives Capital Investment & Financingprovides a comprehensive, in-depth coverage of concepts, methods and techniques involved when evaluating acquisitions and other investments, assessing financing opportunities, and managing capital. The core chapters provide practical guidance on key corporate finance topics; the Appendice

Chain of Blame $27.95 The truth behind America’s housing and mortgage crisis Two of the smartest, most entertaining investigative reporters alive, describe one of the most important financial stories of our time. If you had any skin at all in the housing boom, you’ve got to read the story of exactly how that boom went bust. As Paul Muolo did with the S&L crisis of the ’80s, he and Mathew Padilla have now become the chief chroniclers of the subprime crisis. -David Asman, Host of America’s Nightly Scoreboard on Fox Business Network and Forbes on Fox on Fox News Channel, and former op-ed editor of the Wall Street Journal Paul Muolo and Mathew Padilla display their deep knowledge of the mortgage industry and all its players. Chain of Blame is a comprehensive examination of a crisis that affects us all. -Scott Cohn, Senior Correspondent, CNBC In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, fifty lenders a month were going bust-and the people responsible for the crisisincluded not justunregulated loan brokers andcon artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy. Chain of Blame chronicles this incredible disaster, with a specific focus on the players who participated in such a fundamentally flawed fiasco. Authors Paul Muolo and Mathew Padilla, well-regarded journalists for National Mortgage News and the Orange County Register respectively, reveal the truth behind how this crisis occurred, what individuals and institutions-from lenders and brokers to some of the biggest investment banks in the world-were doing during this critical time, and who is ultimately responsible for what happened.

Chinese Financial System $67.87 High Quality Content by WIKIPEDIA articles! China’’s financial system is highly regulated and relatively underdeveloped, but has recently begun to expand rapidly as monetary policy becomes integral to its overall economic policy. As a result, banks are becoming more important to China’’s economy by providing increasingly more finance to enterprises for investment, seeking deposits from the public to mop up excess liquidity, and lending money to the government. As part of US$586 billion economic stimulus package of November 2008, the government plans to remove loan quotas and ceilings for all lenders, and increase bank credit for priority projects, including rural areas, small businesses, technology companies, iron and cement companies

Collateralized Mortgage Obligations: Structures and Analysis $64.89 Financial experts Chuck Ramsey and Frank Ramirez join Frank Fabozzi for the third edition of Collateralized Mortgage Obligations: Structure & Analysis. Because of the complexity and the risk associated with CMOs, portfolio managers need specific keys to understand and unlock the potential of these unique investment tools. Fabozzi and company provide this understanding with detailed explanations of all aspects of CMOs, including factors affecting prepayment behavior; whole loan CMO structures; and accounting for CMO investments. Filled with relevant examples and in-depth discussions, Collateralized Mortgage Obligations: Structure & Analysis sheds light on this somewhat controversial and highly technical subject-which is one of the fastest-growing sectors of the fixed-income securities market.

Corporate Financial Distress and Bankruptcy: A Complete Guide to Predicting and Avoiding Distress and Profiting from Bankruptcy $36.41 The number of billion-dollar-plus firms filing for bankruptcy in the 1981 to 1983 recession was seven. Thirty-three filed from 1988 to 1992! Predicting, avoiding, managing, and profiting from corporate distress has never been bigger business. Leading international authority Edward I. Altman’s Second Edition of Corporate Financial Distress and Bankruptcy describes a vast range of tools and techniques for anticipating financial crisis…managing turnarounds…and dealing with the complex legal, accounting, and investment consequences of bankruptcy. You’ll find updated information on distressed firm investing – a unique, author-developed index that measures defaulted debt price movements and benchmarks market and investor performance; distress assessment – a range of robust and practical statistical models for classifying and assessing the distress potential of firms; credit assessment – a powerful statistical framework for bank loan valuation that establishes criteria for loan or investment loss reserves and even gives pricing guidelines for the commercial loan provider; present value assessment – an innovative technique for deriving the present value of loans that enables banks to keep up with accounting standards that require assets and liabilities to be marked at market or fair values; turnaround techniques – how to apply this book’s failure prediction models to help corporations return to financial health, including an illustrative case history featuring the GTI Corporation; literature review – throughout the book, the author evaluates the latest scholarly investigations into theoretical, empirical, and normative issues surrounding distressed firms; and international dimension – abibliography of failure prediction models applied outside the U.S. with a large number of industrialized and even third-world economy examples. If the bankruptcy business is booming – and a record number of defaults in 1991 suggests it surely is – then this new edition of Corporate Fina

False Security $86.85 To most of us, insurance represents a secure investment that provides affordable, dependable protection. Author Kenneth D. Myers believes that this lucrative industry is a business going bad. In False Security, Myers chronicles the abuses of the insurance industry, exposing the inside story of bad investments, unscrupulous or naive executives, bilked clients, collapsed companies, and staggering financial losses. What emerges from this expose is an alarming picture of incompetence, greed, and corruption. Myers reveals how experienced insurance executives jeopardized their companies by trying to price-gouge the competition out of business, only to go under themselves. He looks at hostile takeovers, the extravagant use of ill-gotten profits, the many income-tax safe havens , and the squandering of millions of dollars by executives who failed at one company after another and eventually fled the country. The result of thousands of hours of investigation and many interviews, False Security outlines never-before-reported details of greed and corruption gathered from state and federal prosecutors, industry officials, and the criminals themselves. Some of the perpetrators were also involved in the savings-and-loan scandal and today are in prison, but others are free, still pursuing questionable enterprises.

Financing Economic Development in the 21st Century $256.99 Selected Contents: Part 1. Introduction1. Local Economic Development and Its Finance: An Introduction, Stephen Malpezzi2. What Public Finance Do State Constitutions Allow? Ferdinand P. SchoettlePart 2. The Developer Pays3. Tax Incremental Financing in Theory and Practice; Rachel Weber4. Adding a Stick to the Carrot: Location Incentives with Clawbacks, Larry Ledebur and Douglas Woodward5. Development Exactions, Michael T. Peddle and Roger K. DahlstromPart 3. Public Financing6. Enterprise Zone Incentives: How Effective Are They? Alan Peters and Peter Fisher7. The Efficacy of Local Economic Development Incentives, Rod Hissong8. Incentives and Economic Development: The Case of BMW in South Carolina, Donald Schunk and Douglas Woodward9. Revolving Loan Funds, Kelly Robinson10. Financing Neighborhood Businesses: Collaborative Strategies, Beverly McLean and James BatesPart 4. Special Situations11. Urban Tourism and Financing Professional Sports Facilities, Ziona Austrian and Mark S. Rosentraub12. Financing Redevelopment of Brownfields, Peter B. Meyer and Kristen R. Yount13. Financing Public Investment in Retail Development, William M. Bowen, Kimberly Winson, and Robert Simons14. Rural Economic Development, John MagillPart 5. Private Finance15. Use of Bank Credit to Finance Small Businesses, Timothy Bates16. Business Angels, Adam Bock17. Venture Capital, David E. Arnstein

Financing Economic Development in the 21st Century $54.95 Selected Contents: Part 1. Introduction1. Local Economic Development and Its Finance: An Introduction, Stephen Malpezzi2. What Public Finance Do State Constitutions Allow? Ferdinand P. SchoettlePart 2. The Developer Pays3. Tax Incremental Financing in Theory and Practice; Rachel Weber4. Adding a Stick to the Carrot: Location Incentives with Clawbacks, Larry Ledebur and Douglas Woodward5. Development Exactions, Michael T. Peddle and Roger K. DahlstromPart 3. Public Financing6. Enterprise Zone Incentives: How Effective Are They? Alan Peters and Peter Fisher7. The Efficacy of Local Economic Development Incentives, Rod Hissong8. Incentives and Economic Development: The Case of BMW in South Carolina, Donald Schunk and Douglas Woodward9. Revolving Loan Funds, Kelly Robinson10. Financing Neighborhood Businesses: Collaborative Strategies, Beverly McLean and James BatesPart 4. Special Situations11. Urban Tourism and Financing Professional Sports Facilities, Ziona Austrian and Mark S. Rosentraub12. Financing Redevelopment of Brownfields, Peter B. Meyer and Kristen R. Yount13. Financing Public Investment in Retail Development, William M. Bowen, Kimberly Winson, and Robert Simons14. Rural Economic Development, John MagillPart 5. Private Finance15. Use of Bank Credit to Finance Small Businesses, Timothy Bates16. Business Angels, Adam Bock17. Venture Capital, David E. Arnstein

Financing Your Small Business $120.8 Titles in this series speak to men and women who are starting a company or managing an ongoing small-to-medium-size business. Emphasis is on carrying out daily operations and solving problems. This new addition to the Business Library series describes advantageous methods for attracting venture capital, dealing with bank loan investment officers, initiating public offerings of stock shares, and much more.

For Petes Sake $14.99 When henry and her husband pete get a hot tip on the stock market, they try to get a loan for the $3,000 they need to invest. Henry comes up with the cash, which she tells pete she borrowed from a rich uncle but when their investment doesn’t pay off, henry finds herself in a wacky mess.

How to Invest in Real Estate with Little or No Money Down $3.3 Make a fortune in real estate–without using your own money!In this practical, step-by-step guide, one of the most trusted names in real estate shows first-time investors how to use no-money-down financing to build long-term wealth. Real estate is the most consistently profitable investment vehicle in the world. With patience and a smart investment strategy, anyone can make a killing. But how do you come up with the cash to get started? You don’t! This book shows you how to find great deals on properties and finance them with little–or even none–of your own money.With Robert Irwin’s proven, commonsense approach to real estate investing, you’ll locate and purchase moneymaking single-family homes, duplexes, and even larger rental properties–and put yourself on the path to a prosperous future. Plus there’s more: Lower your transaction costs Avoid the trap of negative cash flow Use tax laws to your advantage Finance renovations to increase the value of your property Become a successful landlord Negotiate the purchase agreement Up-to-date information on no-cash-down loan programs

Industrial Investment and Emigration, Being a Treatise on Benefit Building Societies, and on the General Principles of Associations for Land $32.38 Title: Industrial Investment and Emigration, Being a Treatise on Benefit Building Societies, and on the General Principles of Associations for Land Investment and Colonization; With an Appendix on Compound Interest, Tontines, and Life Assurance Publisher: London, Parker Publication date: 1851 Subjects: Savings and loan associations Agricultural colonies Notes: This is an OCR reprint. There may be numerous typos or missing text. There are no illustrations or indexes. When you buy the General Books edition of this book you get free trial access to Million-Books.com where you can select from more than a million books for free. You can also preview the book there.

Industrial Investment and Emigration; Being a Treatise on Benefit Building Societies and Tontines, and on the General Principles of $40.36 The book has no illustrations or index. It may have numerous typos or missing text. However, purchasers can download a free scanned copy of the original rare book from the publisher’’s website (GeneralBooksClub.com). You can also preview excerpts of the book there. Purchasers are also entitled to a free trial membership in the General Books Club where they can select from more than a million books without charge. Title: Industrial Investment and Emigration: Being a Treatise on Benefit Building Societies and Tontines, and on the General Principles of Associations for Land Investment and Colonization: With Some New Theorems in the Doctrines of Compound Interest; Original Publisher: London: Friendly Societies” Institute; Publication date: 1857; Subjects: Savings and loan associations; Agricultural colonies; Insurance, Life;

Intellectual Property, 2008 Cumulative Supplement: Valuation, Exploitation, and Infringement Damages $62.54 Designed to help you simplify the process of attaching a dollar amount to intangible assetsbe it for licensing, mergers and acquisitions, loan collateral, or investment purposesthis supplement provides you with the practical tools for evaluating the investment aspects of licensing and joint venture decisions. Analytical models are included to determine reasonable royalty rates for licensing and for determining fair equity splits in joint venture arrangements.

Investing in Collateralized Debt Obligations $14.69 The fastest growing sector of the asset-backed securities market is the collateralized debt obligation (CDO) market. CDOs are securities backed by a pool of diversified assets and are referred to as collateralized bond obligations (CBOs) when the underlying assets are bonds and as collateralized loan obligations (CLOs) when the underlying assets are bank loans. Investing in Collateralized Debt Obligations covers not only the fundamental features of these securities and the investment characteristics that make them attractive to a broad range of institutional investors, but also the tools for identifying relative value. Nearly a dozen of today’’s best known analysts discuss emerging market CBOs, relative value frameworks, pricing strategies and techniques, and more.

Pay Day $14.59 The classic game of Payday makes family finance fun as it reminds everyone just where the money goes. Players take turns along the game board, which is designed as a 31-day calendar. You could make a big profit or lose your shirt on a bad investment and have to take out a loan to pay the bills as they pile up. Don”t worry, you might win the lottery or hit the jackpot and pick up money. At the end of every month, you get paid. Play as many months as you like, pay off all your bills and figure out how much money you”ve got left. Whoever has the most money is the winner. Includes game board, four plastic tokens, one die, 64 deal and mall cards, savings and loan pad, paper money. For 2-4 players.

Postal Savings and Fiscal Investment in Japan: The Pss and the Filp $106.6 The book provides an overview of the Postal Savings System and the Fiscal Investment and Loan Program. These institutions are a major feature of Japanese finance, not extensively discussed outside of Japan. Together, they represent a wide-ranging system of government financial intermediation that is increasingly incompatible with Japan’’s early efforts to develop a modern financial system and help reverse the economic and financial decline that started in the early 1990s. The book is a mixture of policy, institutional, and quantitative analysis.

Private Mortgage Investing $88.73 In recent years, stock market investing has been proven unstable and not very rewarding. In fact, many people have seen their retirement and personal holding accounts dwindle. This new book provides an alternate to investors. It provides detailed information on how to put money to work in a relatively safe, private mortgage investment with a high return of 12-15 percent (or more) in most cases. Private mortgages have grown into a multi-billion-dollar industry. This market allows investors to earn substantially higher yields–while offering the security of real property to back the loan. Private mortgages have become an important fixed income vehicle for many investors with their personal funds, equity and self-directed IRA accounts. Private mortgage investing isn’t for the get-rich-quick type of person. However you can comfortably double your money every 4 to 6 years. For example, should you invest in your self-directed IRA and re-invest as notes pay off? $100,000 at 12 percent grows to over $200,000 in six years, to $500,000 in 13 years and to over ONE MILLION dollars in 19 years. Private mortgage loans are backed by real property. Generally, you would not lend more than 55 percent on the value of the property, thus the investment is again relatively safe. Instead of concentrating on the borrower’s credit history, private mortgage lenders concentrate their investment decisions on the real property itself. However, like any business or investment, there are a lot of details to learn, and you do not need to learn them on your own. Learning them on your own can be costly. In this economic environment of very low interest rates, you can still earn high yields with virtually little or norisk to your investment.

Que Publishing Formulas and Functions: Microsoft Excel 2010 – Paul McFedries $29.99 Create more powerful formulas : Use conditional formatting to instantly reveal anomalies, problems, or opportunities : Analyze your data with standard tables and PivotTables : Use complex criteria to filter data in lists : Understand correlations between data : Perform sophisticated what-if analyses : Use regression to track trends and make forecasts : Build loan, investment, and discount formulas : Troubleshoot problems with formulas, ranges, and functionsAbout MrExcel Library – Every book in the MrExcel Library pinpoints a specific set of crucial Excelskills, and presents focused tasks and examples for performing them rapidly and effectively. Selected by Bill Jelen, Microsoft Excel MVP and mastermind behind the leading Excel solutions website MrExcel, these books will – : Dramatically increase your productivity – saving you 50 hours a year, or more : Present proven, creative strategies for solving real-world problems : Show you how to get great results, no matter how much data you have : Help you avoid critical mistakes that even experienced users make

Quicken Home & Business 2011 $106.32 Manages both your personal and business finances together in one place Organizes your financial information by bringing your personal and home-based business accounts together in one place, including banking, credit card, loan, 401(k), and investing accounts. Avoid the hassle of going to multiple websites: see your complete financial picture with just one password. Access over 12,000 banks, brokerages and other financial institutions including PayPal See where your money’s going Quicken Home & Business automatically categorizes your personal and home business expenses. Then, Quicken shows you where you’re spending your money, including both business and personal expenses. Check in anytime to see exactly where your personal and business finances are for the week, month or year. Always know how your home-based business is doing View your business profit and loss at a glance: Quicken Home & Business gives you an overall snapshot of what’s coming in for the month, what’s going out, and what’s left in your accounts. Helps maximize deductions and simplify your taxes Captures all your deductions, including mileage and expenses for specific jobs, or even household expenses that you can partially write off. The business tax deduction summary lets you instantly see your tax deduction status throughout the year to help avoid any April 15th surprises. At tax time, save time by creating Schedule C reports for your accountant. You can also easily export your data directly to TurboTax to prepare your taxes quickly and accurately. Simplifies estimating and invoicing Easily create, print, and save professional-looking estimates and invoices for your clients and customers. Provides comprehensive investing and planning tools Easily track, analyze, and optimize your investment portfolio. You can see changes in assets, liabilities, and net worth with one click: we show how your invest

Real Estate Debt Can Make You Rich $4.98 LEVERAGE THE LOANS AND FINANCING THAT CAN GIVE YOU BIG PROFITS!You don’t have to wait for years saving up your first down payment before you start investing in real estate. Instead, you can put up a small percentage of a down payment and let a loan from the bank finance the rest. When it’s time to sell, you pay the bank for the original loan, and any profit goes right in your pocket.But even seasoned real estate investors need a guide to help them through the maze of different loan products and financing options that banks offer. Real estate finance expert Steve Dexter takes you into the hidden world of leveraged investing-essentially using other people’s money to earn massive profits. With simple, straightforward advice, this book…Offers strategies for minimizing a down payment in order to maximize investment return Simplifies all tax issues related to real estate debt Gives strategies on making yourself more creditworthy Provides bonus insider advice on how to find the best properties

Real-Resumes for Financial Jobs $4.28 A book designed to be the best friend of those who want to enter, advance in, and change jobs in one of the hottest industries in the 21st century; finance. The best way to enter a new industry is to look and sound as though you belong in the field, so there are resumes to help the career-minded find their first job in the financial world. Other resumes help the financially astute professional advance in the field. You’ll find job titles such as these in this book designed to help those who want to move in this hot field of opportunity: auditor, financial services consultant, investment banker, commercial banker, bookkeeper, commercial loan specialist, data entry operator, controller, chief financial officer, budget management specialist, business analyst, business services manager, accounts receivable specialist, insurance adjuster, funds transfer analyst, loan officer, mortgage consultant, real estate broker, revenue field auditor, accounting manager, staff accountant, tax auditor, teller supervisor, training operations manager…and many others!

Savings and Savings Institutions $16.95 General Books publication date: 2009 Original publication date: 1902 Original Publisher: The Macmillan company Subjects: Saving and investment Savings banks Savings and loan associations Postal savings banks Savings-banks Building and loan associations Postal savings-banks Saving and thrift Business

Securitization $58.75 Securitization. Investment Banking, Letter of Credit, Credit Card, Regulation, Catastrophe Bond, Rate of Return, Liquidity Risk, Collateralized Debt Obligation, Collateralized Mortgage Obligation, Collateralized Loan Obligation.

State by State Guide to Investments, Incentives and Capital Formation $305.13 In today’s world of globalization, the United States generally is considered by foreign investors around the world to be the safest and most profitable location to invest their funds and from where to operate a headquarters or manufacturing site. After more than a decade of prosperity and a strong currency coupled with the traditional political stability, the United States has emerged as a net importer of capital for the first time in post World War II history. Increasing profit margins for multinationals, relatively low interest rates, incredible stock exchange prices and volume, a reduced level of inflation and record consumer spending resulting from sophisticated demands of the baby boomer age, as well as an accelerated rate of immigrant arrivals, all have inspired new private investment from abroad, now surpassing the USD 5 trillion mark in direct and indirect investment. Surveys consistently show that foreign businesspersons, like their American counterparts, seek locations from which to manufacture, assemble, or service their products where the tax or investment incentives are most attractive. This fact is reflected in the operations of the Fortune 500 in the United States where 80% of privately invested assets are located in the five states of New York, New Jersey, Delaware, Illinois, and California, all of which are leaders in providing trade and investment concessions to businesses. Investment incentives consist of a variety of inducements ranging from tax credits and cash grants and tax exemptions or reductions to accelerated depreciation, loan subsidies and property tax, sales tax and customs duty exclusions or reductions, as well as foreign trade and enterprise zoneavailability. Unlike the array of incentives offered by foreign countries, the charts reflect that most of the States rely on property tax concessions, loan subsidy financing, development project rewards, low or no sales taxes and foreign trade zone availability. As in the case of Part I relat

Taxes, Loans and Inflation: How the Nation’s Wealth Becomes Misallocated $19.95 Income from capital receives uneven treatment in both the tax system and the loan markets. This affects almost every investment decision make by the individuals, business, and government and causes major disruptions in the economy.In this book C. Eugene Steuerle shows how the misallocation of capital results from the interaction of tax laws, the operation of the market for loanable funds, and inflation. He first analyzes the taxation of capital income, focusing on the distortions caused by tax arbitrage and on inflation-induced discriminations among both taxpayer and borrowers. The author then applies this analysis to several related issues. He concludes with a reform agenda that calls for the adoption of a broader-based, flatter-rate income tax.

The Essential Dictionary of Real Estate: Completely Up-To-Date; Clear Definitions; Over 2,000 Real Estate Terms Explained $1.91 A is for A la Carte Real Estate Service–transactions rendered one at a time instead of a commission-based, full service relationship. Z is for Zero Rate Loan, a loan with a large down payment and the balance to be paid in equal payments over a short period of time, with no interest charged. (Usually offered by an eager seller.) These terms, and everything in between, are found in this handy, easy-to-use dictionary, which defines all you need to know, from Appraisals to Zoning. It contains more than 2,000 words and concepts, all simply defined and with illustrations, charts, and graphs. Whether you’re buying your first home, renovating an old one, or negotiating a purchase of investment property, this essential reference can help you simplify the complex terms and legalese that you’ll find in every aspect of owning real estate.

The Handbook of Mortgage Backed Securities $219.65 The Definitive Book on Mortgage-Backed Securities–Now Revised and Updated The Handbook of Mortgage-Backed Securities is the classic– and single best– resource for understanding and trading mortgage-backed securities. All professionals in the MBS market– from portfolio managers and traders to originators and consultants–will gain new insights from its discussions of the latest fundamentals, characteristics, and profit strategies. New material in this updated fifth edition includes: Updated Overview of the Mortgage Market Securities Backed by Adjustable-Rate Mortgages Prepayment Penalty Mortgage-Backed Securities Building an MBS Index: Conventions and Calculations Nonagency CMOs Securities Backed by Closed-End Home Equity Loans Securities Backed by Manufacturing Housing Loans Mortgage Credit Analysis Credit Performance of High LTV Loans Overview of Recent Prepayment Behavior and Advances in Its Modeling GNMA ARM Prepayment Model The Next Generation of Prepayment Models to Value Nonagency MBS Prepayment Insight: Saxon Mortgage Home Equity Portfolio ARMS Analysis Uncovering Value in Terminal Value PSA Analysis of Low Loan Balance MBS Analysis of Low-WAC MBS The Combined Effects of Low-WAC and Low-Balance on MBS Valuation Hedging with Swaps and Agencies Hedge Effectiveness: A Study by Price Bucket Hedging IOs and Mortgage Servicing Commercial Mortgage-Backed Securities Value and Sensitivity of CMBS IOs CMBS Collateral Performance Mortgage-Backed Securities in Germany, the Netherlands, and Australia Commercial-Backed Securities in Japan A classic of investment literature, The Handbook of Mortgage-Backed Securities provides unparalleled coverage of every aspect of themortgage-backed securities market. Authoritative and comprehensive, it explains both the fundamentals and investment characteristics of mortgage-backed securities, as well as state-of-the-art strategies for capitalizing on opportunities. The fifth edition of the Handbook is very much a new

The Laws of the State of New York Relating to Banks, Banking, Trust, Investment, Safe Deposit, Personal Loan Companies and Brokers, Private $30.34 Title: The Laws of the State of New York Relating to Banks, Banking, Trust, Investment, Safe Deposit, Personal Loan Companies and Brokers, Private Bankers, Savings and Loan Associations, Credit Unions and the Land Bank, Together With the Acts Affecting Moneyed Corporations Generally … Subtitle: Under Chapter Two of the Consolidated Laws General Books publication date: 2009 Original publication date: 1914 Original Publisher: Baker, Voorhis

The Real Estate Investment Handbook $69.95 Investing in commercial real estate can provide excellent risk-return opportunities for both the large and small investor. Unlike equity securities, commercial real estate often generates a substantial and predictable cash flow over time and the compounding effect of this cash flow can significantly enhance the performance of most investment portfolios. Filled with in-depth insight and practical advice, The Real Estate Investment Handbook is an essential tool for current and aspiring commercial real estate investors looking to develop and evaluate commercial real estate properties. Throughout the book, experts G. Timothy Haight and Daniel D. Singer offer careful examinations of the various types of commercial real estate available, the measures within the markets used to evaluate their performance, and the intricacies of the markets in which they are traded. The discussions of breakeven analysis, present value, financial leverage, loan packaging, and practical real-life situations found in The Real Estate Investment Handbook will help you make better-informed decisions when investing in properties such as: Apartments, condominiums, and time-shares Single-family homes Self-storage facilities Office buildings Industrial properties Parking lots Shopping centers Hotels and motels Successful real estate investing is not just about net income or cash flow; it’s about the fit between an investor and an investment. With The Real Estate Investment Handbook as your guide, you’ll learn how to choose properties that make sense and money for you.

The Real Estate Investor’s Online Toolbox $9.38 Real Estate Investor’’s Online Toolbox will enhance your success as a real estate investor by using the Internet as your primary resource. Topics will include: -Searching for investment properties online-Evaluating single-, two-, and multi-family units-Buying property in out-of-state markets on a national scale-Short-term vs. long-term gain-Finding the right mortgage-Preparing your loan application-Hiring an appraiser-Negotiating a real estate contract-Listing your home and determining its list price This book will include all the fundamentals of real estate investment online, and will help you maximize your resources for successful real estate investment.

The Unofficial Guide to Buying a Home $24.99 The inside scoop . . .for when you want more than the official line No matter what your budget and taste, finding the perfect home is a daunting task. How do you even know where to start? Here you ll find the inside scoop on every step of the homebuying process from calculating your budget to negotiating the deal and handling the closing. The Unofficial Guide to Buying a Home, Second Edition gives savvy consumers like you a foolproof appraisal of which homebuying strategies work and which don t. This updated edition is perfect for first-time homebuyers and includes new information on using the Internet to find your home, buying condos, and utilizing government funding programs. It walks you through the entire homebuying process: from searching for a home, to making an offer, through the inspection, and on to the closing, you can be confident that your investment is sound. The guide also offers expanded coverage of the monetary issues involved in purchasing a home, including new means of determining creditworthiness and new types of available loans, as well as helping you decide how much home you can and should purchase. Vital Information that other sources can t or won t reveal from what really motivates sellers, brokers, loan officers, and other key players in the homebuying game, to how to work most effectively with your agent. Insider Secrets on how to make real estate law work in your favor. Money-Saving Techniques that show you how to take advantage of tax breaks and how to time your search to exploit seasonal variations in the market. Time-Saving Tips on streamlining the homebuying process so you find the homeyou want as quickly as possible. The Latest Trends in homebuying, including up-to-date tips on using the Internet to find your home, a realtor, or a mortgage. Handy Checklists and Charts to help you determine your budget and stick to it.

Trends in Commercial Mortgage-Backed Securities $86.89 Mortgage-backed securities are becoming an increasingly popular tool for constructing a solid portfolio in today’’s turbulent market. Frank Fabozzi leads more than a dozen experts in examining all the latest trends of this investment strategy, providing in-depth insight and explaining key areas of the commercial mortgage-backed securities landscape. Topics covered include measuring risks in the whole-loan commercial market, multi-family mortgage-backed securities, and B Pieces. Following on the heels of Advances in Mortgage-Backed Securities and The Handbook of Commercial Mortgage-Backed Securities, Trends in Commercial Mortgage-Backed Securities further demonstrates editor Fabozzi’’s authority in the subject.

Weekend Millionaire’s Frequently Asked Real Estate Questions $1.33 Answers to your real estate questions to help you think, act, and invest like a millionaireIn their national bestseller Weekend Millionaire’s Secrets to Investing in Real Estate, Mike Summey and Roger Dawson introduced a powerful formula for making a killing in real estate in your spare time. The Weekend Millionaire Real Estate FAQ provides in-depth answers to the most frequently asked questions submitted by Mike and Roger’s students. You also get advice on how to use their extremely popular Web site weekendmillionaire.com, as well as more of the proven strategies, tools, and techniques you need to: Research great investment properties Structure offers, and get them accepted Manage, maintain, and increase property value Convert home equity into retirement income The Weekend Millionaires have the answers to your real estate questions, including: How long should I wait before I quit my job and invest in real estate full time?Do you recommend 15-year or 30-year mortgages?Should the utilities be in my name, the management company’s, or the tenant’s?Do abandoned properties make good purchases for investors? What is a direct principal reduction loan?Is it really possible to buy properties when I have no money to put down?What services should I expect from a CPA?

You’re Not Buying That House Are You?: Everything You May Forget to Do, Ask, or Think about Before Signing on the Dotted Line $3.66 As real estate sales continue to drive the economy, the interest in buying homes in all categories continues to expand. Whether a first or second home, for investment or vacation, purchasing real estate remains the biggest expenditure most consumers will make. The responsibilities, decisions, and paperwork can make homebuying seem overwhelming.Frank Cook is the perfect guide through these complexities. You re Not Buying That House Are You? tackles issues with both a sense of perspective and a sense of humor. More than just another how to buy a home guide, Cook shares the foibles and tribulations of others and lets would-be buyers learn by observation-a far less painful process than learning from experience. Cook provides an inside look at the transaction from all perspectives. For instance, what does the banker do while the loan is being processed and the buyer is setting up the inspection? This step-by-step process helps readers: *Evaluate the pros and cons of owning versus renting.*Consider the best type of property for their needs. *Identify the cast of characters and what those letters mean next to their names.*Understand the financial profile on paper. *Learn the basics about homes, neighborhoods, and inspections.*Take a good look at the neighborhood: Is the home located in a flight path, near train tracks, or on a flood plain? *Get practical secrets to negotiate, close, move in, and make friends with the neighbors.Complete with a sample timeline for a move and all the resources to streamline the process, this guide to buying a house will show real people how to make their homebuying transactions smooth and trouble-free.

Tags: investment loan calculator, investment loan interest rates, investment loan rates, investment loans, investment loans property

This entry was posted on Tuesday, January 24th, 2012 at 3:11 am and is filed under Real Estate. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.